ADVANTAGES

Conversely, expenditures for nursing home care not covered by Medicare increase at an accelerated rate, from $1,751 for persons who die at the age of 65 years to $64,665 for those who die at the age of 90 (). These expenditures surpass Medicare expenditures for persons older than 97 years at the time of death. The average expenditure for nursing home care for persons who die at the age of 75 years is $6,339 more than for those who die at the age of 70, whereas the average expenditure for those who die at the age of 95 is $39,404 more than for those who die at the age of 90. Although expenditures for other categories of care are much smaller, the pattern of spending for home care resembles the pattern for nursing home care — the rate of expenditures increases with longevity — whereas the pattern for prescription drugs, vision and dental care, and medical equipment is more like that for Medicare ().

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